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Financial decisions are about more than just money. Many things influence our financial decisions that affect our financial success. Our values, our culture and our traditions play a part of how we spend, save or even invest our money.
How we prioritize our spending is reflective of our values. For example: If a person receives a tax return refund, that person would have a choice of building an emergency savings fund or paying down debt or assisting their parent with medical bills.
Our culture and values influence our financial decisions. What is imperative to understand, we are all different. So therefore our culture, value systems and traditions will be different. For example: paying our financial obligations(student loans, childcare, etc.) prior to spending money on “wants”. Another example would be, dining out instead of saving that money and eating at home.
It is important to balance your values and financial goals. Once you understand your values more you will see how they affect your financial decisions.
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